Paying a lump sum amount of money in one go can be challenging. To overcome this problem, Bajaj Finserv has launched the EMI Network card for their customers. By using this card, you can turn high-end purchases into reasonable EMIs.
The card has a set credit limit that enables you to pay for expensive purchases conveniently, and you do not need to worry about additional charges with its no-cost EMI benefit. Take a look at the reasons that will make you opt for this card without thinking twice.
Benefits of Using Bajaj Finserv EMI Network Card
Apart from knowing about this Bajaj Finserv EMI Network card, let’s check out some of its notable benefits:
- Convenient Repayment Term
This card enables you to get a flexible tenure for repayment ranging between 3 months and 24 months. Owing to this flexible term, you can select a duration convenient for you and repay the loan amount easily.
- Considerable Pre-Approved Limit
The Bajaj Finserv EMI Network Card allows you to enjoy a substantial loan limit of Rs. 4 Lakhs, by which you can buy your desired products. Therefore, you can opt for even expensive gadgets, such as the OnePlus 10T on EMI besides any other purchase you wish to make.
- No Foreclosure Charges
After paying the first EMI, you do not need to bear any additional charges if you decide to foreclose the loan. In this way, it will help you to save on costs while borrowing credit.
- Easy Online and Offline Shopping
You can opt for easy Bajaj Finserv online payment. The Bajaj Finserv EMI Network Card has made it easier for individuals to purchase various expensive products and appliances from partnered stores, both online and offline. Also, individuals choose the Bajaj Finserv EMI Network card owing to their ideal mode of payment.
- Quick Access through Portal
The availability of the Bajaj Finserv Wallet app has made it very convenient for potential customers to access and implement their transactions easily. Thus, they will not always need to use the card itself.
- Minimal Documentation
Another beneficial factor that makes this card unique is owing to their low amount of paperwork. Individuals do not have to undergo a complicated documentation procedure while purchasing anything using the Bajaj Finserv EMI Network Card.
- Zero Down Payment
Using the Bajaj Finserv EMI Network Card, individuals can purchase costly products without giving any down payments, thereby making their purchase more convenient and reasonable.
- Quick Online Application
Applying for the Bajaj Finserv EMI Network Card online is quite simple and convenient for both existing users as well as new users. They just have to follow some easy steps and submit minimal documentation.
Now that you know the advantages and convenience of the Bajaj Finserv EMI Network Card, take a look at the application procedure to avail this card.
Steps to Apply for the Bajaj Finserv EMI Network Card Online
Following are the simple steps to apply for the Bajaj Finserv EMI Network Card:
Step 1: Navigate to the official website of Bajaj Finserv
Step 2: Go to ‘Apply Now’ tab
Step 3: Enter your name, mobile number, profession, etc.
Step 4: Click on ‘Check Your Offer’
Step 5: Insert the OTP and enter the necessary details
Step 6: Click on ‘Proceed’ to verify the credit limit
Step 5: Crosscheck the KYC details thoroughly before you proceed
Step 6: Execute the e-mandate process and select ‘Submit’
Also check out the step-by-step process to log in to the Bajaj Finserv EMI Card Portal.
Procedure to Log in to the Bajaj Finserv EMI Card Portal
Following are the steps for logging into the Bajaj Finserv EMI Card portal:
Step 1: Navigate to the official portal of Bajaj Finserv
Step 2: Enter your date of birth and mobile number
Step 3: Select ‘Get OTP’ option
Step 4: You will get a One Time Password (OTP) on your registered mobile number
Step 5: Submit the OTP
After you complete these above-mentioned steps, you will complete the login process in the Bajaj Finserv EMI Card portal.
Eligibility Criteria for the Bajaj Finserv EMI Card
Following are the eligibility criteria one needs to meet to get the Bajaj Finserv EMI Card:
- Applicant must be an Indian citizen
- Age of the applicant must be between 21 and 65 years
- The applicant should have a stable source of income
Once you meet the the eligibility criteria, you have to keep several documents handy in order to avoid unnecessary last-minute hassle.
Documents Required While Applying for the Bajaj Finserv EMI Card
Here are all the documents you need to keep handy while applying for the payment card:
- PAN card
- Aadhaar card
- ECS Mandate
Now that you are aware of how advantageous this Bajaj Finserv EMI Network Card is, you can opt for it without a second thought. However, before applying, check out the eligibility criteria and necessary documents, and follow the application steps accordingly.